Goal: Pay off last personal credit card debt by January 2020 (Currently, this debt is about $10,000.)
*** Bills ***
(Numbers are rounded down or up for easy reading.)
Car payment: $290
Health insurance: $300 (Julep’s health insurance is covered through his work.)
Home insurance: $125
House payment: $500
Credit card: $290 (Minimum payment)
Verizon: $85
AT&T: $50 (We split the cost of a plan with a family member.)
Electric: $170 (The electric bill swells in the spring due to farm-related needs.)
Netflix: $12
*** Other expenses ***
Gas: $160 (Had to up this total because we use more gasoline in the spring, summer, and fall.)
Groceries: $400
*** Sinking funds ***
Property taxes & auto insurance: $320
Propane: $35
Car & home repairs: $100
Christmas: $50
Other gifts: $50
Fun money: $50
TOTAL REVENUE FOR MAY: $3,360
TOTAL EXPENSES FOR MAY: $2,987
SURPLUS: $373
All surplus money, and any other savings this month, will go toward paying off the one remaining personal credit card.
freshMint 