Where we stand today

It's been almost exactly a year since my last post. What a different world we live in now. Let me start by saying, we're safe and healthy here, and I hope that you are, too. This pandemic has broken a lot of hearts, and if yours was one of them, I'm so very sorry. Here, … Continue reading Where we stand today →

My Oda Mae moment

In "Ghost," there's a scene were the character Oda Mae needs to rid herself of 4 million dollars in "blood money" before the bad guy comes looking for her. Patrick Swayze's ghost character points her toward a nun on the street. Wearing the greatest hot pink, shoulder-padded skirt suit and hat ensemble in cinema history, … Continue reading My Oda Mae moment →

The strange things that happened this Christmas

Organizing while I listen to Christmas music and wear sweatpants. This is my perfect day. Christmas is a week and a half away, and instead of scrambling around for presents, or running from place to place, sucking up as much Yuletide fun as humanly possible, we're decluttering our house. We've got family and friends coming … Continue reading The strange things that happened this Christmas →

October’s budget

It's the middle of September, and all September bills are paid. One of our paychecks has already been distributed to our different October sinking funds, and our October credit card payment. The next September check will be used to pay all October bills. Before diving into October numbers, I wanted to mention our new bank … Continue reading October’s budget →

A word about this last bleeping credit card

And then there was one. Our last personal credit card. Is it a giant sum? That's a relative question. To some, like my frugal-minded parents, the total would make their jaws drop. Many others will snort and say, "Is that all?" or, "Oh, that's not that bad." And neither opinion matters to us. It's our … Continue reading A word about this last *bleeping* credit card →

Summer update

It's been so long since my last post, it took 10 minutes to remember how to get back into my own blog. Speaking of slow but eventual progress, we've almost reached the half-way point to paying off our student loan/credit card debt. With the student loans paid off, and a couple of "small" (no such … Continue reading Summer update →

Balance transfer? Nah.

After crunching the numbers for how long it would take us to smash our last personal credit card to smithereens, I panicked. The card has about $10,000 on it. It has a minimum payment of about $300 per month. Currently, we're racking up about $170 dollars in interest every month. I messaged my husband, telling … Continue reading Balance transfer? Nah. →

A step backward

Our focus is now on our last personal credit card debt. Currently, it has about $10,000. This card has been like gum on our shoes for the better part of a decade. The minimum payment a month is close to $300. This month, I made our first extra payment on this card. In addition to … Continue reading A step backward →

Greetings from the frying pan!

After sharing the news on social media that we were three debts lighter, an acquaintance cautioned that we need to be ready to end up back in the frying pan. I think it was her take on the saying, "Out of the frying pan and into the fire." Right now, we're definitely in the precarious … Continue reading Greetings from the frying pan! →

The link between my weight and my shopping

Historically, I've gained anywhere between 10 to 15 pounds every winter. I'm a short person, so this amount makes a huge difference in my appearance. In the fair weather months, I love to walk about 3 miles a day, and I work on our farm, sometimes from morning until night. So, by around July of … Continue reading The link between my weight and my shopping →